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Written by John Parker

VA Loans and Disasters

Our hearts go out to all of those who were devastated by the recent tornadoes in the central United States.  The last thing we want to think about in times like these is paying our bills.  However, it is imperative that you take care of all of your obligations, including your VA home loan.  There are some steps you can take to ease the impact of your loss and still maintain your good credit standing.

First and foremost, you need to contact your VA loan lender as soon as possible to report your loss.  Even if you can no longer live in your house, you are not automatically excused from your regular monthly military loan payments.  You may be able to make arrangements for extensions or modifications to your mortgage if you are unable to make your payment on time.  Your VA home loan mortgage banker can advise you on contacting your insurance agent and other things like contracting for repairs.